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How to complete the disbursement form

Reason for disbursement:

Tick the box which states your reason for getting your LD savings disbursed. Please, remember to have it certified if required.

Certification and date:

You need a signature and a stamp from the authority or life insurance company, which can certify that you are entitled to get your savings disbursed. Each item clearly states who should sign and stamp the form. The authority or pension fund must state the date from which you have been awarded pension or compensation. You do not need to have the form certified if you are older than 60 or if you are a resident abroad. LD will verify whether the conditions for disbursement are fulfilled.

More about the conditions are enclosed:

Enclosed, you will find further information about the details and conditions that you must fulfil in order to get your LD savings disbursed before your 60th birthday. The administrator at the authority or life insurance company will be able to read more about the conditions before certifying and stamping the form.

The funds will be transferred to your "nemkonto" account:

LD will transfer your disbursement to your “nemkonto” account.

If your are a resident abroad:

LD will transfer your disbursement to your bank account. In order to make a transfer to your account please, fill in the form here

Remember to sign the form:

You must sign and date the form at the bottom of the form.

Write in capital letters:

You must complete all relevant sections in capital letters.

The disbursement takes approximately two weeks:

As a rule, LD will be able to disburse your savings two weeks after receiving your request – provided the form has been completed correctly and you are entitled to get your savings disbursed. Please, be aware that disbursement may take longer in the weeks immediately before and after 1st January and around 1st July. This is due to the fact that LD needs to close the annual and interim accounts before disbursement can take place. Disbursement may also take longer around the time of the public holidays in spring.

Translation of the PAYMENT FORM 2013

A

I am older than 60 years




B

I have been awarded disability pension according to the Danish Act on Social Pensions (lov om social pension)

Date of award

Signature and stamp of the social security office in your Home City Council.

 







C

I have been awarded public servant pension or pension for staff employed on terms similar to those of public servants

Date of award

Signature and stamp of the authority paying the pension.

 







D

I have been awarded retirement pension or disability pension from an approved pension scheme

Date of award

Signature and stamp of the pension fund or life insurance company

 







E

I have been awarded compensation due to permanent loss of minimum 50 per cent of my work ability

Date of award

Signature and stamp of the authority or life insurance company who has awarded the compensation.

 







F

I have been awarded  pension abroad or compensation equivalent to item B, C, D or E

Date of award

Signature and stamp of the authority or life insurance company who has granted the pension or compensation.

 







G

I have moved to  Greenland or the Faroe Islands and have taken up permanent residence and been resident there for the past five years

Date of move

Signature and stamp of the Greenlandic or Faroese Register Office.

 







H

I have moved abroad and intend to take up residence abroad

Date of move

Personal signature

 







J

I am suffering from or have been suffering from a life-threatening illness



I attach a “kapitalpensionsattest” signed by a doctor as documentation.

 







Date

Personal signature


The disbursement rules are in accordance with “lov om Lønmodtagernes Dyrtidsfond” (the LD Pensions Act).

You can require disbursement of your LD pension if you meet one of the below mentioned requirements. You can also chose to leave you pension in LD for later disbursement. Should you pass away before disbursement then the pension will be paid to the estate.

A:   You are 60 years old

You are entitled to receive your LD savings if you are 60 or older. Read more here.

 

B:   You have been awarded disability pension

You have been

  • awarded disability pension covered by the Danish Social Pensions Act (lov om social pension).

The form must be certified and stamped by the Social Services Department in your local council.


C:   You have been awarded public servant pension (tjenestemandspension) or pension for staff employed on terms similar to those of public servants     

You have been

  • awarded public servant pension (tjenestemandspension) or pension for staff employed on similar terms to those of public servants according to the rules of “egenpension” and “svagelighedspension” for public servants employed by the Danish State, the Danish State School, the Danish National Church and local government public servants.
  • awarded pension according to rules for employees in jobs with a pension scheme which essentially carries the same rights as a public servant pension. This may be the case for employment with independent schools and some licensed companies.

The form must be signed and stamped by the authority who disburses the pension. In most cases, this means the state or the local council.


D:   You have been awarded pension from an approved pension scheme

You have been

  • awarded retirement pension from an approved pension scheme established by an agreement between your employer and yourself or according to a collective agreement or similar agreement with an existing or former employer.
  • awarded disability pension, a lump-sum disbursement due to disability or other benefits (e.g. entitlement to premium exemption) due to permanent loss of minimum 50 per cent of your work ability. The pension must have been awarded by an approved pension scheme established by agreement between your employer and yourself, or according to a collective agreement or similar agreement with an existing or former employer.

A pension scheme has been approved if the Danish Pension Tax Act (pensionsbeskatningsloven) covers it. If you do not know whether your pension scheme has been approved or not, your pension fund or your life insurance company will be able to assist you.

The form must be certified and stamped by the pension fund or the life insurance company.


E:   You have been awarded compensation for loss of minimum 50 per cent of your work ability

You have been

  • awarded compensation for loss of minimum 50 per cent of your work ability according to the Danish Industrial Injuries Insurance Act (lov om arbejdsskadeforsikring) or the Danish Liability for Damages Act (erstatningsansvarsloven).
  • awarded compensation for loss of minimum 50 per cent of your work ability according to acts where compensation essentially is awarded for the same reasons as according to the Danish Industrial Injuries Insurance Act (lov om arbejdsskadeforsikring) this could be compensation under the Danish Act on Patient Insurance (lov om patientforsikring), the Danish Act on Compensation for Pharmaceutical Injuries (lov om erstatning for lægemiddelskader), the Danish Act on Compensation for Vaccination Injuries ( lov om erstatning for vaccinationsskader),  the Danish Act on Compensation to Victims of Crime (lov om erstatning til ofre for forbrydelser).
  • are entitled to disbursement  from “ en rateforsikring”, “ en kapitalforsikring”, “en rateopsparing” or “en opsparing i pensionsøjemed” where you qualify for disbursement according to the Danish Pension Tax Act (pensionsbeskatningsloven)  in the event of e.g. disability and under the conditions that you have lost a minimum of 50 per cent of your work ability.

The form must be certified and stamped by the authority or life insurance company, which has awarded the compensation.


F:   You have been awarded abroad pension or compensation

You have been

  • awarded foreign pension or compensation for loss of a minimum 50 per cent of your work ability according to rules corresponding essentially to those described above under B, C, D and E.

The form must be certified and stamped by the authority, the life insurance company or the pension company or similar abroad, which has awarded the pension or compensation.

G:   You have moved to Greenland or the Faroe Islands in order to take up permanent residence and have been a resident for at least five years

You have

  • moved to Greenland or the Faroe Islands in order to take up permanent residence and you have been a resident for at least five years. It must have been a consecutive period of at least five years immediately before the date of this disbursement request.

The form must be certified and stamped by the Greenlandic or Faroese register office.


H:   You have moved from Denmark in order to take up permanent residence abroad     

You have

  • moved away from Denmark in order to take up permanent residence abroad.

Disbursement takes place six months after LD have received information via the register office about your move


I:    You are suffering or have been suffering from a life-threatening disease 

You are     

  • suffering from or have been suffering from a life-threatening disease.

You must enclose a “kapitalpensionsattest” concerning life-threatening diseases signed by a doctor. The doctor’s fee for completing the form will not be covered by LD. If you already have a similar “kapitalpensionsattest” which has been used in connection with another pension scheme, LD will accept this certificate.

You can require a "kapitalpensionsattest" and a list of diseases, which are considered to be life-threatening from LD Member Service 0n +45 70 13 13 77 or download it from our web page.

By law, LD must, half a year before you reach the age for voluntary early retirement pay, inform SKAT and thereby your potential unemployment insurance fund about the size of your LD account. If disbursement already has happened, SKAT will be informed about the disbursed amount. The information may be of significance to your possible early retirement pay. For further information, please contact your unemployment insurance fund.