My savings
Your savings from frozen holiday allowance are a pension pot that grows over time. You can read more about your savings here.
Go to My savings
My return
Your savings are credited with returns once a month. You can track the returns and see how your Holiday Allowance funds are invested here.
Go to My returns
Employer
If you have chosen to retain your employees’ frozen holiday allowance funds from the transitional year under the new Holiday Pay Act, you can read more here.
Go to Employer
Low costs
The costs of keeping your frozen holiday allowance funds as a savings account with us are very low. In fact, they are lower than with most other savings options.
In 2025, we in LD Pensions charged just 0.04% to manage your savings. Total investment costs amounted to just 0.38%. That’s a total of around 0.42% in annual costs.
Low costs mean your savings grow in value. This is because only a small portion of the Return is deducted to cover costs.
In 2025, we in LD Pensions charged just 0.04% to manage your savings. Total investment costs amounted to just 0.38%. That’s a total of around 0.42% in annual costs.
Low costs mean your savings grow in value. This is because only a small portion of the Return is deducted to cover costs.
Your very own savings account
On the day you receive your accrued holiday allowance funds, you will be paid a single lump sum which you are free to use as you wish.
Your savings can remain in the scheme for as long as you wish, even after you become eligible for payment. You simply need to choose to defer the payouts. This can act as a sort of financial reserve or buffer, which can grow whilst you wait until you need it.
If you have chosen to defer the payouts, you can have your holiday allowance funds paid out at any time by requesting them via the self-service portal.
Your savings can remain in the scheme for as long as you wish, even after you become eligible for payment. You simply need to choose to defer the payouts. This can act as a sort of financial reserve or buffer, which can grow whilst you wait until you need it.
If you have chosen to defer the payouts, you can have your holiday allowance funds paid out at any time by requesting them via the self-service portal.
Questions about The Holiday Allowance Fund?
If you have any questions about The Holiday Allowance Fund, please contact The Holiday Allowance Fund’s customer service team. The customer service team can answer questions about reporting, payments, savings and so on.
70 11 41 00
News
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The stock markets boosted returns in the first half of 2026
Read more om The stock markets boosted returns in the first half of 2026
With rising stock markets, LD Pensions has delivered solid returns for both member groups in the first half of the year.
Strong stock markets ensure solid returns
Read more om Strong stock markets ensure solid returns
A resilient economy and optimism surrounding artificial intelligence have ensured continued solid returns for LD Pensions’ members.
