The actual cost percentages for 2025, which have also been budgeted for 2026, are shown below.
Annual costs expressed as APR and AER
As a member, you will be informed of the expected annual costs as a percentage and in Danish kroner in annual letters from The Cost-of-Living Allowance Fund and by logging into your LD Account. The APR and annual cost are calculated individually for each member and are determined, amongst other things, by their allocation to portfolios.
Cost percentage for each individual portfolio
The cost percentages set out below relate to the costs borne by each individual portfolio. These costs are deducted from the portfolios’ returns.
| Portfolio | Cost percentage |
|---|---|
| LD Pensions’ large portfolio | |
| LD Discretionary | 0.38% |
| Other portfolios | |
| LD Danish Equities | 0.31% |
| LD Global Equities | 0.40% |
| LD Environment and Climate | 0.57% |
| LD Bonds | 0.50% |
