The return is calculated once a month. Your personal return, which you can view by logging in to borger.dk, is updated on the third banking day of the month. The return shown is a net return after costs and pension return tax.
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Returns 2026
January 9388442 % February 4310547 % March -334359 % April 41891623 % May 28099310 % -
Returns for 2025 – total 8.0%
January 16971339 % February -2854905 % March -26780026 % April -5733163 % May 28526201 % June 13096430 % July 12295362 % August 5584214 % September 13710297 % October 15034599 % November 2179331 % December 6074340 % -
Returns for 2024 – total 11.0%
January 8126035 % February 18193431 % March 13771778 % April -11879671 % May 11978549 % June 17836238 % July 7492951 % August 6603075 % September 14144089 % October -3448953 % November 21933872 % December 201091 % -
Returns for 2023 – total 10.1%
January 26782589 % February -4895937 % March 904745 % April 3809083 % May 3153773 % June 16364058 % July 13834596 % August -5862765 % September -8314947 % October -10331343 % November 32307535 % December 21939242 % -
Return for 2022 – total: -7.9%
January -22123551 % February -12777343 % March 10779838 % April -24121138 % May -5339669 % June -37736448 % July 43314186 % August -17337043 % September -38602611 % October 26065846 % November 22865872 % December -23271112 % -
Returns for 2021 – total 3.7%
January 456478 % February 1023627 % March 3100694 % April 3742881 % May 469158 % June 5700614 % July 3508123 % August 501434 % September -9606834 % October 11001079 % November -860695 % December 12821877 % -
Returns for 2020 – total 0.9%
December 8907164 %
Value growth
The graph below shows how the value of your accrued holiday allowance funds changes over time. You can choose the period for which you wish to view this trend. You can also choose to compare the value against inflation by ticking the comparison box.
The graph shows the change in value of 1,000 kr. over the selected period.
Indlæser graf...
Allocation figures as at 31 March 2026
Your return consists of both LD Pensions’ investment return on the holiday allowance funds that employers have paid into the fund, and interest income on the holiday allowance funds that employers leave within their companies. This makes up the fund’s profit, from which you receive your share.
Here you can see a breakdown of how much of the frozen holiday allowance is held by LD Pensions, and how much of the holiday allowance remains with employers.
The holiday allowance funds paid into the Employees' Holiday Allowance Fund by employers are invested by LD Pensions. Here you can see the asset allocation of the invested holiday allowance funds.
Below you can see the breakdown for each asset class.
Shares
Personal credit
Credit
High-grade bonds
Risikogruppe
The risk category indicates the general risk of loss and provides an indication of the extent of fluctuations – both positive and negative – that can be expected in your savings. 7 is the highest risk and 1 is the lowest.